Goal Based Solutions
We often have unfilled desires and goals that we are not able to quantify in our daily lives. We help you in identifying and prioritizing your goals. Most of us have many more goals than what we are aware of. As your financial situation changes throughout your life cycle we will be there to handhold you and work with you to create financial freedom in order to spend adequately on identified life goals.
Helping our clients in various stage of their financial journey as well as generational transfer of wealth is what goal based wealth planning is all about. It may be for Self Retirement, Children’s education and marriage or even taking a dream vacation. Planning and achieving them through sound financial practice is our primary goal. During our initial meetings we will identify and prioritize your goals and try to identify a timeline for the achievement of the same.
Emergency Funds
Being prepared for life’s surprises can take the burden off your mind and your wallet too and enable you to get back and stay on track. Loss of a job, medical emergencies and unexpected travel expenses are some examples of unexpected events.
Income Protection
You rely on income to fund every aspect of your life. Premature death, illness and accidents can lead to disruptions. Term, health and disability insurance helps in taking care of self/dependents without worrying about the finances and help you stay on track.
Retirement
With increasing life expectancy and decreasing working life, planning for retirement should have the highest priority. The best time to start investing as early as possible to benefit from the power of compound interest and wealth multiplication.
Children's Education
Education is the best investment you can gift your child. However, the ever increasing costs of primary, secondary as well as college education are also a concern for parents. We will identify the optimal investment vehicles to help you in achieving these goals.
Buying a Home
Owning a home is the ultimate dream of every family. Home ownership is as expensive as it is desirable. Based on your finances and affordability we will help you to own your dream home, without compromising on other goals.
Children's Marriage
As parents it’s your dream to make it “most memorable moment” in your children’s life. Whether it a simple marriage or lavish event, the choice is yours. . But giving your children the wedding of their dreams requires a lot of careful financial planning
Life Time Income
Life time income strategies are intended to provide for your post-retirement phase to ensure that you never run out of money. We will identify a mix of optimal investment vehicles which provide your “pay cheque for life”.
Wealth Creation
Needs are limited, wants are unlimited. Everyone has some aspirational goals, be it “international holiday”, “holiday homes” or any charitable activities. We will help in creating a Wealth wallet to achieve these goals.